Sberbank of Russia is the largest and most reliable bank in our country. In addition, it is the most rapidly developing one. This makes it one of the best options for long-term investment of citizens own funds.
At the same time, the acquisition of bank shares is a much more profitable investment than a simple bank deposit. You can learn how to buy Sberbank shares for an individual and whether it is worth buying Sberbank shares from this article.
The content of the article:
- How profitable is it to buy shares of Sberbank
- For reference (example of growth in the value of Sberbank shares)
- Where can you buy shares of Sberbank
- How to buy shares of Sberbank in Sberbank
- Types of Sberbank shares
- Dividends from Sberbank shares
- Which Sberbank shares are better to buy
- Risks when buying shares of Sberbank
How profitable is it to buy shares of Sberbank
The profitability of acquiring Sberbank shares Russia entirely depends on the time of their purchase. So, for example, at the beginning of the crisis period, the shares of Sberbank, like the securities of other Russian banks, not only do not grow, but depreciate.
However, as history shows, this process does not last long, after which the shares begin to rise in price again.
To calculate the approximate profit from investing in Sberbank shares, you can use “Investor calculator” – a special tool presented on the official website of Sberbank.
For reference (an example of an increase in the value of Sberbank shares)
Despite the serious economic crisis in Russia, the growth in the value of shares in the period from January 1, 2014 to July 1, 2015 was about 30 percent.
Where can you buy shares of Sberbank
Sberbank shares are traded on MICEX and RTS – the largest Russian stock exchanges, but you will not be able to purchase them on your own – according to the law, a private person cannot purchase securities.
To buy shares, you need to contact an intermediary – a professional participant in the securities market (broker) – and conclude an agreement with him for brokerage services (open a brokerage account).
After the investor deposits funds into a personal brokerage account, he will be able to make transactions on the securities market.
In the most convenient way to make transactions of purchase and sale in the stock market is internet trading, but you can also contact the broker by phone or in another way.
How to buy shares of Sberbank in Sberbank
You can buy shares at Sberbank itself. To do this, you need to conclude an agreement with the bank for brokerage services. This can be done at almost any branch of the bank. For most citizens, such a purchase of Sberbank shares is the most convenient.
Types of Sberbank shares
Like many other joint stock companies, Sberbank has two types of shares: common and privileged. Both types of stocks are traded on the stock exchanges.
The main difference between ordinary and preferred shares is that only ordinary shares give the right to vote (1 share – 1 vote). But taking into account the total cost of Sberbank of Russia, this is not essential for the absolute majority of investors.
But the income received is significant, and higher income provide preferred shares.
Dividends from Sberbank shares
Dividends are a portion of a company s profits distributed to shareholders in accordance with the number of shares they own. Sberbank regularly pays dividends to holders of its shares in the amount set by the Bank s Supervisory Board.
Over the past few years, dividends have been about 20 percent from the profit. You can get acquainted with the statistics on dividends on the official website of Sberbank.
Which Sberbank shares are better to buy
To receive income in the form of dividends, it is better to purchase preferred shares, since dividends on such securities are accrued in the first place and are traditionally higher than on ordinary shares.
Risks when buying shares of Sberbank
Sberbank shares are a fairly stable asset, therefore, the main risk in purchasing them is choosing a broker.
In stock trading, as in other areas, there are many scammers, so you should only trust your funds to those brokerage companies that have a good reputation.
As you can see, it is not at all difficult for an individual to buy Sberbank shares. In addition, to provide albeit small, but stable passive income from shares, very little money will be required – 200-300 thousand rubles is quite enough.