The question of how to transfer money from a Sberbank card to a card of another bank often arises among the clients of the largest bank in Russia: someone needs to pay for purchases, others need to transfer money to relatives.
But this type of translation has its own characteristics that must be taken into account. So, for example, making a transfer without a commission will not work, no matter which method you choose.
The content of the article:
- Self-service terminal
- Through Sberbank Online
- Through the cashier of a bank branch
- Via mobile device
The most convenient way replenish a client’s card of any other credit organization from a Sberbank card – self-service terminal. To carry out a transaction, it is enough to know only the recipient’s card number.
To carry out the operation, you need insert the card into the slot terminal, dial your PIN and go to section “Payments and transfers”… Then you need to choose item “Transfer of funds” and indicate card numberwhere you want to transfer funds.
The term of the transaction does not exceed ten minutes. The maximum transfer amount is 30 thousand rubles, the daily limit is 150 thousand rubles. Commission is 1 percent from the amount of funds transferred.
Through Sberbank Online
You can make an online transfer via Sberbank’s Internet bank right from home, which makes this method quite convenient, however, the commission here is higher than for transfers via self-service devices – 1.5 percent of the amount.
To complete the transaction, you need go to your personal account user, go to section “Payments and transfers” and choose item “Transfer of funds”… After that you need indicate bank card number recipient.
The transfer limits are the same as when using the terminal: the maximum transfer amount is 30 thousand rubles, the daily limit is 150 thousand rubles. The term for crediting funds is from five to ten minutes.
Through the cashier of a bank branch
You can also top up a client’s card of any other Russian or foreign bank through the cashier of the nearest bank branch of Sberbank of Russia. To make a transfer, you need to know details of the recipient’s card account, including account number, BIK, TIN, as well as a correspondent account.
Transfers are made in rubles, US dollars or euros, and there is no possibility of canceling the transfer. Transfer fee is 2 percent, but not less than 50 and not more than 1.5 thousand rubles for a ruble transfer, and 1 percent, but not less than 15 and not more than 200 US dollars when transferring in foreign currency.
The term for crediting funds is two business days. There are no limits on the amount for ruble transfers, while restrictions on transfers in foreign currency depend on the transfer channels.
Via mobile device
Unfortunately, it will not be possible to transfer money via SMS to a client of another bank – transfer via SMS is only possible to a Sberbank card… But the transfer can be made through the Sberbank Online mobile application from your smartphone.
Making a transfer via the phone is as easy as using the desktop version, but for this you need to activate the Mobile Banking service. This can be done at any bank branch, using a self-service terminal, or through Internet banking.
When the service is activated, you need to install the application “Sberbank Online”:
one… For Android devices: https://play.google.com/store/apps/details?id=ru.sberbankmobile&hl=ru
2… For iOS devices: https://itunes.apple.com/ru/app/sberbank-onlajn/id492224193?mt=8
In the application, you need to log in using your personal five-digit code, go to the “Payments and transfers” section, and then select one of the items: “To an account in another bank” or “To a card in another bank”.
In the first case, it will be necessary to indicate the account details, in the second – only the recipient’s card number.
As you can see, making a transfer from a Sberbank card to a card of any other bank is not at all difficult, no matter which of the proposed methods you choose. But be careful when entering the card number and other details – the system does not provide for the possibility of canceling the transaction.